Special Enrollment Periods
After January 31, 2016, you can enroll in a 2016 health insurance plan only if you have a life event that qualifies you for a Special Enrollment Period.
Life events that may qualify you for a Special Enrollment Period
- Getting married
- Having a baby
- Adopting a child or placing a child for adoption or foster care
- Losing other health coverage
- Moving to a new residence
- Gaining citizenship or lawful presence in the U.S.
- Leaving incarceration
- For people already enrolled in Marketplace coverage:
- Having a change in income or household status that affects eligibility for premium tax credits or cost-sharing reductions
- Note: Voluntarily quitting a Marketplace plan mid-year doesn’t qualify you for a Special Enrollment Period.
FYI: Members of federally recognized Indian Tribes or Alaska native shareholders can enroll in or change plans once per month any time of year (not just during Open Enrollment).