Insuring those who are most important to us.

2018 Open Enrollment Ends In:

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 Still Need Health Insurance?  Find out if you qualify to enroll under a Special Enrollment Period.

Which type of coverage are you looking for?

The Precious Metals of the ACA

Bronze

Plans Starting At:
$105/mo.
  • Bronze plans: lower monthly payments, but higher out-of-pocket costs.
  • Your health plan pays 60% on average. You pay about 40%
  • Deductible Range: $4,500 – $6,250
  • $0 Co-Pay for preventative care
  • Co-Pay before deductible on some plans
  • Generic drug co-pays as low as $4 before deductible with some plans
Get Quotes

Silver

Plans Starting At:
$130/mo.
  • Silver plans:monthly payments lower than a gold plan. Your out-of-pocket costs will be less than a bronze plan.
  • Silver plans cover about 70 percent
  • Deductible Range: $1,250 – $3,400
  • $0 Co-Pay for preventative care
  • Office Visit Co-Pay before deductible on some plans
  • Generic drug co-pays as low as $4 before deductible
Get Quotes

Gold

Plans Starting At:
$181/mo.
  • Gold plans: higher monthly payments, but lower out-of-pocket costs.
  • Gold plans cover about 80 percent
  • Deductible Range: $0
  • $0 Co-Pay for preventative care
  • Office Visit, Lab and ER Co-Pays with no deductible
  • Generic and Brand drug co-pays as low as $15 before deductible with some plans
Get Quotes

Platinum

Plans Starting At:
$201/mo.
  • Platinum plans: highest monthly payments, lowest out-of-pocket costs.
  • Gold plans cover about 90 percent
  • Deductible Range: $0
  • $0 Co-Pay for preventative care
  • Office Visit, Lab and ER Co-Pays with no deductible
  • Generic and Brand drug co-pays as low as $5 before deductible with some plans
Get Quotes

LEARNING CENTER

Health Plans

Thanks to the implementation of the ACA, it’s never been so complicated to buy a plan. Do I buy on or off the exchange? What is a subsidy? Do qualify for a subsidy. Learn more here

Dental Plans

One of the most popular types of coverage requested all year long is dental. Learn the real truth about dental and why you may not need to purchase it for your children. Learn more here

Vision Plans

Eye care is at the top of everyones list of most coveted benefits. If you wear glasses, you’ll want to check out some of our great programs from leading carriers like VSP. Learn more here.

Life Insurance

Life insurance is one of the most under rated lines of coverage. Not that people don’t value having life insurance, but it’s that most people don’t know the greatest secrets about life insurance. Learn more here.

IRS CONFIRMS ACA MANDATE PENALTIES STILL EFFECTIVE

OVERVIEW The Internal Revenue Service (IRS) Office of Chief Counsel has recently issued several information letters regarding the Affordable Care Act’s (ACA) individual and employer mandate penalties. These letters clarify that: Employer shared responsibility...
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Senate Rejects Efforts to Repeal The ACA

OVERVIEW In the early morning hours of July 28, 2017, members of the U.S. Senate voted 49-51 to reject a “skinny” version of a bill to repeal and replace the Affordable Care Act (ACA), called the Health Care Freedom Act (HCFA). This was the final vote of the Senate’s...
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Senate Draft of the ACA Replacement Bill

  OVERVIEW On June 22, 2017, Republicans in the U.S. Senate released a draft of their proposal to repeal and replace the Affordable Care Act (ACA), called the Better Care Reconciliation Act (BCRA). The Senate bill closely mirrors the proposal passed in the House...
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IRS Change May Affect The Individual Mandate

  OVERVIEW The Internal Revenue Service (IRS) has signaled a change in how it monitors compliance with the Affordable Care Act’s (ACA) individual mandate. Under this change, tax returns will no longer be automatically rejected if they do not certify whether the...
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