After January 31, 2016, you can enroll in a 2016 health insurance plan only if you have a life event that qualifies you for a Special Enrollment Period.

Life events that may qualify you for a Special Enrollment Period

• Getting married
• Having a baby
• Adopting a child or placing a child for adoption or foster care
• Losing other health coverage
• Moving to a new residence
• Gaining citizenship or lawful presence in the U.S.
• Leaving incarceration
• For people already enrolled in Marketplace coverage:
  • Having a change in income or household status that affects eligibility for premium tax credits or cost-sharing reductions
  • Note: Voluntarily quitting a Marketplace plan mid-year doesn’t qualify you for a Special Enrollment Period.

FYI: Members of federally recognized Indian Tribes or Alaska native shareholders can enroll in or change plans once per month any time of year (not just during Open Enrollment).