Insuring those who are most important to us.

2018 Open Enrollment Ends In:









 Still Need Health Insurance?  Find out if you qualify to enroll under a Special Enrollment Period.

Which type of coverage are you looking for?

The Precious Metals of the ACA


Health Plans

Thanks to the implementation of the ACA, it’s never been so complicated to buy a plan. Do I buy on or off the exchange? What is a subsidy? Do qualify for a subsidy. Learn more here

Dental Plans

One of the most popular types of coverage requested all year long is dental. Learn the real truth about dental and why you may not need to purchase it for your children. Learn more here

Vision Plans

Eye care is at the top of everyones list of most coveted benefits. If you wear glasses, you’ll want to check out some of our great programs from leading carriers like VSP. Learn more here.

Life Insurance

Life insurance is one of the most under rated lines of coverage. Not that people don’t value having life insurance, but it’s that most people don’t know the greatest secrets about life insurance. Learn more here.


OVERVIEW The Internal Revenue Service (IRS) Office of Chief Counsel has recently issued several information letters regarding the Affordable Care Act’s (ACA) individual and employer mandate penalties. These letters clarify that: Employer shared responsibility...

Senate Rejects Efforts to Repeal The ACA

OVERVIEW In the early morning hours of July 28, 2017, members of the U.S. Senate voted 49-51 to reject a “skinny” version of a bill to repeal and replace the Affordable Care Act (ACA), called the Health Care Freedom Act (HCFA). This was the final vote of the Senate’s...

Senate Draft of the ACA Replacement Bill

  OVERVIEW On June 22, 2017, Republicans in the U.S. Senate released a draft of their proposal to repeal and replace the Affordable Care Act (ACA), called the Better Care Reconciliation Act (BCRA). The Senate bill closely mirrors the proposal passed in the House...

IRS Change May Affect The Individual Mandate

  OVERVIEW The Internal Revenue Service (IRS) has signaled a change in how it monitors compliance with the Affordable Care Act’s (ACA) individual mandate. Under this change, tax returns will no longer be automatically rejected if they do not certify whether the...